Su-Swastha Yojna – Top tier healthcare delivered with a human touch
enrol-now-btn heartbeat
About Banner About Banner

Why Su-Swastha

Su-Swastha is a cashless health services scheme for employees of Sikkim government via an innovative, caring and quality centric platform. Some of the benefits under Su-Swastha Yojna are launched for the first time in the country for any public (and in some cases even private healthcare schemes)

  • Su Swastha Yojna has the lowest employee contribution across all state run or private run employee health schemes or private plans. Treatments like IVF, Trauma care, critical illness cover and cancer etc are covered from day 1
  • Age limit of dependents/ family members 100 years in certain cases e.g. parents of self or spouse.
  • Humane approach to inclusion of family members e.g. there is no age limit for physically or mentally challenged children and unmarried & unemployed dependent daughter)
  • Pre existing illnesses are covered from Day 1 of successful enrolment in the scheme

Coverage Benefits

Su-Swastha Yojna is a cashless healthcare cover extended to duly enrolled beneficiaries only, from year 2021 onwards.

The benefits are not automatically extended to members for each hospitalization, the benefits are extended only when the process of availing benefits are duly followed. Please click here to familiarize yourself with the process of availing benefits. Su-Swastha replaces the previous practice of “referral and reimbursement” of healthcare in the State of Sikkim and is poised to incrementally become more and more focused on service, quality and convenience.

The first step to avail the benefits of Su Swastha is to enrol as a member- enrol here

Su-Swastha Yojna allows members to access, and avail inpatient hospitalizations on pre-agreed tariffs with a network of hospitals. Click here to view and connect with hospitals empanelled currently with Su-Swastha. The network is constantly expanded with a target of bringing 400+ top tier hospitals in India within the Su-Swastha panel. We also maintain a preferred provider list which is an information page for quality organizations of India for healthcare.
You can search here for a list of hospitals empanelled with Su-Swastha by specialty or by location. Connect with us if you need any assistance or to plan your visit to any of these hospitals.

Su-Swastha has coverage which is unparalleled by any other public healthcare scheme across the country whether it is the amount of healthcare covered or by the low contributions employees make towards the financial corpus of the scheme

Click here to download the benefits table and details of terms and conditions including inclusion exclusion limits, sub-limits and applicable policies.